1. Have more fun with my hubby and in our home for the next three years!
2. Find happiness within myself by being more independent.
3. Live in the moment, try not to worry about the future.
4. Don't judge where I am and what I am doing based on friends and family.
5. Be more positive in all aspects of my life.
6. Be frugal and save more, think about long term financial goals rather than buying unnecessary items now.





